Most Common Vehicle Incidents
Posted by Lauren Smart on May 15, 2012
Most Common Vehicle Incidents
If you received a traffic citation recently, there is a good chance the violation was one of the offenses discussed on this page. Below, you’ll see a description of the most common traffic offenses for which drivers are cited. Each offense explains what you might be able to do about the ticket and how the citation will affect your insurance rates, if at all.
#1 At-Fault and Not-at-Fault Accidents
An at-fault accident is one for which you are legally and financially responsible. By contrast, a not-at-fault accident is one in which another driver bears responsibility for the collision.
Tags: Common Vehicle, Common Vehicle Incidents, Incidents, Vehicle Incidents
No CommentsThinking of Letting Your Property? Things To Consider When Buying Landlord Insurance
Posted by Levi Wendt on May 13, 2012
If you are thinking of letting out your property, it’s important to familiarise yourself with your responsibilities as a landlord. These are clearly stated in the Landlord and Tenant Act 1985. Under common law, landlords have a duty to ensure the safety of their let property and its contents and that no injury or damage can be caused to the occupants, neighbours or the public.
The act states who is legally responsible for repair and maintenance areas within the property, even down to the responsibility of a blocked sink. And, abiding by this act goes above and beyond your business insurance policy and lettings agreement. T
Tags: Landlord, Landlord Insurance
No CommentsCompare & Contrast: Student Health Insurance Options
Posted by Finn Sergeyev on May 09, 2012
So, you’re under 26 and in school full time. That means you can join or remain on your parent’s health insurance policy, opt for a university plan, or find your own individual health plan. Consider these pros and cons.
College/University Student Health Plan
Pros
- On average, campus plans can cost much less than an individual policy or being added as a dependent to a parent’s plan. Premiums for a university-funded health insurance plan can be as low as $30 annually, although the average is about $850 per year.
- Fewer bills to manage. At ma
Tags: Health Insurance, Insurance
No CommentsChecking Outside and In – Home Repairs
Posted by Lauren Smart on May 07, 2012
With many of us having spent our Easter breaks finally getting around to those odd jobs around the home, it pays to sometimes dig a little deeper when looking for flaws around our homes. Yes, those shelves need putting up and the garden could always do with a prune, but when was the last time you checked your guttering or roof tiles?
Tags: Home, Home Repairs
No CommentsObese drivers less likely to buckle up, study shows
Posted by Levi Wendt on May 03, 2012
A study at the University of Buffalo found that obese drivers are less likely to buckle up than drivers with lower body mass, putting them at a greater risk of severe injury or death during a car accident.
Being overweight is defined as having a 25 or higher body mass index, and obesity is when body mass index is above 30, according to the World Health Organization. The study found that normal weight drivers are 67 percent more likely to buckle up than morbidly obese drivers, or those with a body mass index greater than 40.
“Its clear that not wearing a seatbelt is associated with a higher chance of death,” said the lead author Dietrich Jehle.
Tags: Obese Drivers, Study
No CommentsShadow Banks Not Banks To Blame For UK Economic Crisis says FSA
Posted by Levi Wendt on Apr 13, 2012
Lord Turner, Head of the Government owned, insurance broker subsidised UK financial services authority the FSA, has been busy espousing his thoughts on the current economic crisis and apparently the banks are not to blame for the banking crisis!
Its not the banks, its the Shadow banks who are to blame, cries the Lord. These shadow banks are still out there doing damage said the Lord, and one can only suppose from his attack that their activities are outside the control of the current banking reforms, and his influence.
Shadow Banks? W
Tags: Economic Crisis, Fsa
No CommentsRetaliation in the Workplace
Posted by Finn Sergeyev on Apr 12, 2012
Confucius, once said, “Before you embark on a journey of revenge, dig two graves.” In a better world, such words of wisdom would cause at very least a moment of reflection, but alas today’s modern society abounds with stories of revenge and retaliation gone awry.
When it comes to retaliation in the workplace, it’s important for employers and managers to remember that prevention is much preferred to the bitter pill of litigation. That’s because, historically speaking, it’s typically the company that ends up taking the blame in retaliation suits. In fact, re
No CommentsVarious Aspects of Final Expense Insurance
Posted by admin on Apr 08, 2012
Having an insurance policy is more than handy when you are in trouble. Earlier, insurance policies were meant to comfort the family of the deceased. The money will be dispatched after an accident or death of the insurer. Now there are insurances for all things which are in our possession. When a person is dead, the funeral expenses are a real burden for the family to handle. This can be avoided if that person takes a burial insurance when he is alive.
Taking a burial insurance is something to be done after much speculation. Many things are to be taken into account. It starts from what type of a ceremony you will need; and what are the costs of the supplies needed for hosting such a function. Read full article…
Tags: Final Expense Insurance
No CommentsWill Health Savings Accounts Reach Idaho State Workers?
Posted by Lauren Smart on Apr 02, 2012
If people are more proactive when it comes to making health care decisions, it will help bring down the cost of health insurance premiums. This is what Rep. Steve Thayn, R-Emmett, believes in and that’s what he plans to do.
Thayn created a bill that will allow the Idaho Department of Administration to offer Health Savings Accounts to state workers. He recently presented the bill in the House Commerce and Human Resources Committee although he admits that it still needs a lot of work. Panel members wanted the bill to be clearer.
Rep. Rep. Jeff Nessett, R-Lewiston, supports the proposed bill, but he wants to clean up the language. T
Tags: Health, Health Savings
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